Saturday, September 26, 2020

IGNOU : M.COM : MCO 5 : UNIT 1 : Q - 2. Briefly explain the accounting concepts which guide the accountant at the recording stage.

Ans. Concepts to be Observed at the Recording Stage

The concept which guide us in identifying, measuring and recording the transactions are :

 1) Business Entity Concept

2) Money Measurement Concept

3) Objective Evidence Concept

 4) Historical Record Concept

5) Cost Concept

6) Dual Aspect Concept

Let us explain them one by one and learn the accounting implications of each concept.

1) Business Entity Concept

According to this concept business is treated as a separate entity from its owners. All transactions of the business are recorded in the books of the firm. Business transactions and business property are different from personal transactions and personal property. If business affairs are mixed with private affairs, the true picture of the business is not available. The owner of the firm is treated as a creditor to the extent of his capital. From the accounting point of view the owner is different and the business is different. Therefore, under this concept the capital contributed by the owner of the firm is the liability to the firm and the owner is regarded as the creditor of the firm. However, personal expenditure of the owner is met from business funds it shall be recorded in the business books as drawings by the owner and not as business expenditure.

The business entity concept is applicable to all form of business organisation. This distinction can be easily maintained in the case of a limited company because the company has a separate legal entity of its own. But such distinction becomes difficult in case of a sole proprietorship or partnership, because in the eyes of law sole proprietor or partners are not considered separate entities. They are personally liable for all business transactions. But for accounting purpose they are treated as separate entities. This enables them to ascertain the profit or loss of the business more conveniently and accurately.

2) Money Measurement Concept

Usually business deals in a variety of items having different physical units such as kilograms, quintals, tons, meters, liters, etc. If the sales and purchase of different items are recorded in the physical terms, it will pose problems. But if these are recorded in common denomination their total become homogeneous and meaningful. Therefore, we need a common unit of measurement. Money does this function. It is adopted a common measuring unit for the purpose of accounting. All recording, therefore, is done in terms of the standard currency of the country where business is set up. For example, in India, it is done in terms of Rupees. In USA it is done in terms of US dollars and so on.

Another implication of money measurement concept is that only those transactions and events are recorded in the books of accounts which can be expressed in terms of money such as purchases, sales, salaries etc. Other happenings (non-monetary) like labour management relations, sales policy, labour unrest, effectiveness of competition, a team of dedicated and trusted employees etc., which are vital importance to the business concern do not find place in accounting. This is because their effect is not measurable and quantifiable in terms of money.

Another limitation of this concept is that it is based on the assumption that the money value is constant which is not true. The value of money changes over a period of time. The value of rupee today is much less than what it was in 1971. This is due to a fall in money value. Thus this concept ignores the qualitative aspect of things and the impact of inflationary changes is not adjustable in this principle. That is why accounting data does not reflect the true and fair view of the affairs of business.

Now-a-days it is considered desirable to provide additional data showing the effect of changes in the price level on the reported income and the assets and liabilities of the business.

3) Objective Evidence Concept

The term objectivity refers to being free from bias or free from subjectivity. Accounting measurements are to be unbiased and verifiable independently. For this purpose all accounting transactions should be evidenced and supported by documents such as invoices, receipts, cash memos etc. These supporting documents (Vouchers) form the basis for making entries in the books of account and for their verification by auditors. As per the items like depreciation and the provision for doubtful debts where no documentary evidence is available, the policy statements made by the management are treated as the necessary evidence.

4) Historical Record Concept

Recording the transactions in the books of account will be done only after identifying the transactions and measuring them in terms of money. According to the historic record concept we record only those transactions which have actually taken place in the business during a particular period of time and not those transactions which may take place in future. It is because accounting record presupposes that the transactions are to be identified and objectively evidenced. This is possible only in the case of past (actually happened) transactions. The future transactions can hardly be identified and measured accurately. You also know that all transactions are to be recorded in chronological (date wise) order. This leads to the preparation of a historical record of all transactions. It also implies that we simply record the facts and nothing else.

One limitation of this concept is that the impact of future uncertainties has no place in accounting. Management needs information for future planning not only of the past but also for future. You know that we will also make a provision for some expected losses such as doubtful debts at the time of ascertaining profit or loss of the business which is contrary to the historic record concept. But it is not a routine item. This is done in accordance with another concept called conservation concept which you will study later.

5) Cost Concept

The price paid (or agreed to be paid in case of a credit transaction) at the time of purchase is called cost. Under this concept fixed assets are recorded in the books of account at the price at which they are acquired. This cost is the basis for all subsequent accounting for the asset. For example, when an asset is acquired for Rs. 1,00,000, it is recorded in the books of account at Rs. 1,00,000 even though the market value may be different later. But the asset is shown in the books at cost price.

You know that with passage of time the value of an asset decreases. Hence, it may systematically be reduced from year to year by charging depreciation and the assets be shown in the balance sheet at the depreciated value. The depreciation is usually charged at a fixed percentage on cost. It bears no relationship with the changes in its market value. This makes it difficult to assess the true financial position of the concern and it is, therefore, considered an important limitation of the cost concept.

Another limitation of the cost concept is that if the business pays nothing for an item it acquired, then this will not appear in the accounting records as an asset. Thus, all such events are ignored which affect the business but have no cost. Examples are : a favourable location, a good reputation with its customers, market standing etc. The value of an asset may change but the cost remains the same in the books of account. As such the book value of an asset as recorded do not reflect their real value. It should, however, be noted that the cost concept is applicable to the fixed assets and not to the current assets.

 In spite of the above limitations the cost concept is preferred because firstly, it is difficult and time consuming to ascertain the market values and secondly, there will be too much of subjectivity in assessing current values. However, this limitation can be overcome with the help of inflation accounting.

6) Dual Aspect Concept

This is a basic concept of accounting. According to this concept every business transaction has a two-fold effect. In commercial context it is a famous dictum that “every receiver is also a giver and every giver is also a receiver”. For example, if you purchase a machine for Rs. 8,000, you receive machine on the one hand and give Rs. 8,000 on the other. Thus, this transaction has a two-fold effect i.e.,(i) increase in one asset, and (ii) decrease in another asset. Similarly, if you buy goods worth Rs. 500 on credit, it will increase an asset (stock of goods) on the one hand and increase a liability(creditors) on the other. Thus, every business transaction involves two aspects (i) the receiving aspect, and (ii) the giving aspect. In case of the first example you find that the receiving aspect is machinery and the giving aspect is cash. In the second example the receiving aspect is goods and the giving aspect is the creditor. If complete record of transactions is to be made, it would be necessary to record both the aspects in books of account. This principle is the core of double entry book-keeping and if this is strictly followed, it is called “Double Entry System of Book-keeping’.

Let us understand another accounting implication of the dual aspect concept. To start with, the initial funds (capital) required by the business are contributed by the owner. If necessary, additional funds are provided by the outsiders (creditors). As per the dual aspect concept all these receipts create corresponding obligations for their repayment, In other words, a contribution to the business, either in cash or kind, not only increases its resources (assets), but also its obligations (liabilities/equities) correspondingly. Thus, at any given point of time, the total assets and the total liabilities must be equal.

 

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